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Our Clients

AAA Lenders is a private financial investment and acquisition management company based in the United States. We specialize in purchasing both performing and non-performing acquisition portfolios from banks and financial institutions. With a successful track record in the Accounts Receivable Management (ARM) industry, we have a proven history of buying and managing distressed and delinquent consumer receivables in the USA.


Our proactive approach is in sync with evolving best practices, procedures, and regulatory standards in risk assessment and corporate governance. We provide essential information and insights to keep our clients informed and prepared to address potential issues and risks effectively.


As a multi-strategy investment and acquisition management firm, we are dedicated to investing in non-performing loan (NPL) portfolios to meet the objectives of our clients. Our portfolio acquisitions encompass a diverse range of consumer credit, including automobile loans, credit cards, consumer loans, marketplace lending, and various specialty portfolios. In our role as a private investor offering asset recovery services, AAA Lenders collaborates with our law firms to ensure consumers are treated with care and respect throughout the process. Our commitment to ethical and respectful practices is central to our operations.

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Commercial Credit Assets and Portfolios

Commercial Credit Assets

AAA Lenders brings extensive experience and expertise to the field of investing and purchasing distressed loans and non-performing loan (NPL) portfolios. We understand the critical importance of timing when it comes to identifying non-performing business-to-business (B2B) accounts with low risks and high potential returns.


Our diverse clientele spans a wide spectrum, including investment banks, insurance companies, credit funds, private equity firms, family offices, advisory firms, and fund-of-funds. In a relatively short period, AAA Lenders has built a notable client base that includes prominent investors in the credit and alternative asset markets.


Recognizing that identifying non-performing B2B accounts early is closely tied to optimizing return on investment, we prioritize a comprehensive assessment of various factors and variables to determine the most effective course of action and the most suitable investments and asset classes.


AAA Lenders operates with a dedicated risk management team that collaborates closely with portfolio managers, providing essential reporting, analysis, and systems support. Our strength in compliance, legal matters, and client relations further enhances our capabilities.


Leveraging our expertise and experience, we aim to achieve optimal outcomes in corporate asset recovery while streamlining the process. This enables businesses to refocus on their core offerings and priorities, reducing the need to expend resources on ancillary issues. Our commitment to efficient and effective asset management benefits both our clients and the businesses we engage with.

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Estates Assets

With several years of experience in the asset recovery business, AAA Lenders is well aware that valuing estate acquisition assets can be a complex process riddled with legal intricacies. One of the primary reasons for this complexity is that achieving favorable returns on investment within this asset class is highly dependent on the structure of the estate plan. This often involves a time-sensitive, labor-intensive, and legally intricate process.
To address these challenges, conducting a comprehensive and in-depth valuation analysis becomes essential. This analysis aids in obtaining a realistic assessment of the asset's earning potential and overall value. AAA Lenders takes pride in its ability to deliver exceptional outcomes for creditors across various industries and verticals, including banks, credit unions, and small businesses. Our expertise and experience in this domain allow us to navigate the complexities of estate acquisition asset valuation, ultimately benefiting our clients with well-informed and profitable solutions.

Estates Assets

Banking and Financial Assets

AAA Lenders engages in investments across the corporate capital structure, encompassing equity to senior secured acquisitions, in both distressed and non-performing assets and portfolios. We are equipped with a dedicated team, substantial capital, and a reputable track record, enabling us to assist companies, banks, and financial institutions in meeting their legal and financial needs effectively.

Our extensive experience and expertise within the financial and banking services sector are comprehensive, covering various segments of the U.S. financial services industry, including automotive finance institutions, credit unions, and credit card companies.

Recognizing that banks, insurance companies, and other financial service institutions operate within a highly regulated and competitive business environment, our approach to managing credit accounts is aimed at maintaining compliance, enhancing efficiency, and delivering optimal results. We strive to provide valuable solutions to our clients in this demanding and dynamic sector.

Banking and Financial Assets

Consumer Resources and Knowledge Center

Our platform serves as a central hub for valuable resources, news, tools, and insights. At AAA Lenders, we recognize that consumers may sometimes face challenges in meeting their financial obligations, such as credit card payments.


While we understand that unforeseen circumstances can lead to these situations, our goal is to help consumers navigate these challenges thoughtfully and proactively. In line with our commitment to delivering a positive and seamless consumer experience, we have curated a range of educational and informational resources.


AAA Lenders takes pride in our unwavering dedication to providing amicable solutions for consumer acquisitions, supporting them in honoring their credit obligations. We aim to be a reliable and supportive partner in helping individuals manage their financial responsibilities effectively and with confidence.

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Consumer Resources and Knowledge Center

News and Events

Upcoming Events for: Asset buyers/ Collection agencies/ Law firms

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